Here at Double Angel Insurance Agency, Your needs are our concerns.

Don’t Get Stuck Paying for Outrageous Medical Bills

Unfortunately, there is no “one-size-fits-all” Medicare plan. Choosing the right plan, the first time is critical. Navigating through the complicated and complex Medicare maze can be very frustrating and confusing for most Americans. It doesn’t help that Medicare laws and plans are constantly changing.

It’s important to make the right choice the first time (when you enroll in Medicare) because the decisions you make today could last you a lifetime.

Mercedes Mujica represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do not offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options. This is a solicitation for insurance. Not affiliated with or endorsed by the Government or Federal Medicare Program.

STRESS-FREE PLANNING

When you meet with us to discuss your Medicare journey, we ask enough questions to make sure we understand your needs. We can discuss on the phone, on a virtual call, or meet in our comfortable and confidential setting. Only then will we recommend a plan for you, based on your specific needs. We do not charge for our professional services.

UNBIASED ADVICE

It’s very important to work with an unbiased independent agency that can provide objective advice about your options. If you want someone who can be your guide through the complicated insurance planning process, you want the professionals at Double Angel Insurance Agency.

LOCAL INDEPENDENT PROFESSIONALS

Work with a local Medicare professional that specializes in and understands The Medicare laws in the state of Florida. With Double Angel Insurance Agency, you will have an “agent for life”. We will always be there to answer your questions and discuss your options in the event you need to make changes to your plan. It all starts with a phone call.

Here at Double Angel Insurance Agency, Your needs are our concerns.

Know Your Choices

If you are turning 65, disabled or already have Medicare, we can guide you to know which plan has the best benefits in your area. Every year you can check and make a change to your Medicare plan from October 15 to December 7 called the “Annual Election Period.”

While standard Medicare offers coverage for a wide variety of services, you may find that a different plan through a separate insurance carrier better fits your needs. If you are interested in an alternative plan, we can help you find coverage through either Medigap or Medicare Advantage. Both plans offer additional support through third-party insurers, and they are required to provide equal or better coverage when compared to regular Medicare.

Here at Double Angel Insurance Agency, Your needs are our concerns.

Medicare: Benefits, Plans, Coverage

Once you have Medicare with Part A (Hospital) and Part B (Medical) you qualify for an Advantage Plan (Part C) with drug coverage (Part D) with no monthly premium.
Most Medicare Advantage Plans are HMOs (you need referrals to see specialists) and PPOs (you don’t need referrals to see specialists).
The coverage includes visits to primary doctors, specialists, hospitalization, therapies, laboratories, medical equipment, preventive exams, among other benefits.
You also include benefits not included in the original Medicare such as Dental, Vision, Hearing, transportation to medical appointments, gym, non-prescription medications among others.

Double Angel Insurance / Sunset in Bahia Honda Key

Here at Double Angel Insurance Agency, Your needs are our concerns.

Medicare FAQs

When Am I Eligible To Enroll In Medicare?

You are eligible for Medicare when you turn 65. Some people get Medicare automatically, and some have to sign up. You may have to sign up if you’re 65 (or almost 65) and not getting Social Security.

What Is The Difference Between Medicare Part A And Part B?

Medicare Part A covers hospital care. Medicare Part B pays for doctors’ services.

What Is A Medicare Advantage Plan?

Medicare Advantage Plan, offers many benefits to original Medicare, including long-term savings.

What If I Have Medicare And A Health Plan For My Job, But I Am Retiring?

According to medicare.gov If you’re retired and have Medicare and group health plan (retiree) coverage from a former employer, generally Medicare pays first for your health care bills, and your group health plan coverage pays second.

What Is The Best Medicare Advantage Plan?

The best plan is the one that meets your needs, that your doctor is in the network or in the provider network and that covers your medications.

How Much Does Medicare Cost Me?

Most people don’t pay the Part A premium because they paid Medicare taxes while working. However, most people pay the standard Part B premium amount.

How To Change My Medicare Plan?

There are certain times of the year when you can sign up or change how you get your coverage. Every year you can check and make a change to your Medicare plan from October 15 to December 7 called the “Annual Election Period” annual enrollment period.

If I Am 65 Years Old I Am Working, But I Am Eligible For Medicare?

If you’re still working at 65, and you have coverage under a group health plan through an employer, then you don’t have to enroll in Medicare right now. But if your employer has less than 20 employees, you need to take Medicare Parts A and B, because that will be your primary insurance.

If I Move Out Of State And Have Medicare, Do I Have To Make Any Changes?

The Original Medicare doesn’t have provider networks; and you can use most of the hospitals or doctors throughout the country that takes Medicare.

How Often Do You Have To Enroll In Medicare?

For Medicare Part A, hospital insurance is premium-free and once you have it, you don’t have to do anything to keep it